/* ==========================================================================
   Fair Credit Official WordPress Theme CSS
   ========================================================================== */

:root {
  --fc-primary: #0d9488;
  --fc-primary-hover: #0f766e;
  --fc-accent: #10b981;
  --fc-dark: #0f172a;
  --fc-dark-card: #1e293b;
  --fc-slate-bg: #f8fafc;
  --fc-text: #1e293b;
  --fc-text-muted: #64748b;
  --fc-border: #e2e8f0;
}

/* Reset & Base */
*, *::before, *::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  padding: 0;
  font-family: 'Plus Jakarta Sans', sans-serif;
  color: var(--fc-text);
  background: #ffffff;
  overflow-x: hidden;
}

/* Topbar */
.fc-topbar {
  background-color: #020617;
  color: #94a3b8;
  font-size: 11px;
  padding: 8px 0;
  border-bottom: 1px solid #1e293b;
}
.fc-topbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px;
}
.fc-topbar-left, .fc-topbar-right {
  display: flex;
  align-items: center;
  gap: 12px;
}
.fc-pill-badge {
  background: rgba(13, 148, 136, 0.2);
  color: #2dd4bf;
  border: 1px solid rgba(13, 148, 136, 0.4);
  padding: 2px 8px;
  border-radius: 9999px;
  font-weight: 700;
  text-transform: uppercase;
  font-size: 9px;
}
.fc-topbar-link {
  color: #cbd5e1;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.fc-topbar-link:hover {
  color: #ffffff;
}
.fc-wa-link {
  color: #34d399 !important;
  font-weight: 600;
}
.fc-btn-track {
  background: #1e293b;
  color: #e2e8f0;
  border: 1px solid #334155;
  border-radius: 6px;
  padding: 3px 8px;
  font-size: 10px;
  font-weight: 600;
  cursor: pointer;
}
.fc-btn-track:hover {
  background: #334155;
}

/* Header & Nav */
.site-header {
  background: #ffffff;
  border-bottom: 1px solid var(--fc-border);
  position: sticky;
  top: 0;
  z-index: 50;
}
.fc-nav-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}
.fc-logo-link {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.fc-logo-badge {
  width: 38px;
  height: 38px;
  background: var(--fc-primary);
  color: #ffffff;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
}
.fc-logo-text {
  display: flex;
  flex-direction: column;
}
.fc-brand-name {
  font-size: 18px;
  font-weight: 800;
  color: #0f172a;
  line-height: 1.1;
}
.fc-brand-tagline {
  font-size: 8.5px;
  font-weight: 700;
  color: var(--fc-primary);
  letter-spacing: 0.5px;
}
.fc-nav-menu {
  display: none;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: 20px;
}
@media (min-width: 992px) {
  .fc-nav-menu {
    display: flex;
  }
}
.fc-nav-menu li a {
  text-decoration: none;
  color: #334155;
  font-size: 13px;
  font-weight: 600;
  transition: color 0.2s;
}
.fc-nav-menu li a:hover {
  color: var(--fc-primary);
}
.fc-header-cta {
  display: flex;
  align-items: center;
  gap: 10px;
}
.fc-mobile-toggle {
  background: none;
  border: none;
  font-size: 20px;
  color: #0f172a;
  cursor: pointer;
  display: block;
}
@media (min-width: 992px) {
  .fc-mobile-toggle {
    display: none;
  }
}
.fc-mobile-drawer {
  background: #ffffff;
  border-bottom: 2px solid var(--fc-border);
  padding: 1rem 0;
}
.fc-mobile-nav-list {
  list-style: none;
  margin: 0;
  padding: 0;
}
.fc-mobile-nav-list li a {
  display: block;
  padding: 10px 0;
  border-bottom: 1px solid #f1f5f9;
  text-decoration: none;
  color: #1e293b;
  font-weight: 600;
  font-size: 14px;
}

/* Buttons */
.fc-btn-primary {
  background: var(--fc-primary);
  color: #ffffff !important;
  font-size: 13px;
  font-weight: 700;
  padding: 10px 18px;
  border-radius: 10px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border: none;
  cursor: pointer;
  transition: background 0.2s, transform 0.1s;
}
.fc-btn-primary:hover {
  background: var(--fc-primary-hover);
}
.fc-btn-secondary {
  background: #f1f5f9;
  color: #334155 !important;
  font-size: 12px;
  font-weight: 600;
  padding: 8px 14px;
  border-radius: 8px;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  border: 1px solid var(--fc-border);
}
.fc-btn-secondary:hover {
  background: #e2e8f0;
}
.fc-btn-ghost {
  background: transparent;
  color: #cbd5e1;
  border: 1px solid #334155;
  font-size: 12px;
  font-weight: 600;
  padding: 8px 12px;
  border-radius: 8px;
  cursor: pointer;
}
.fc-btn-ghost:hover {
  background: #334155;
  color: #ffffff;
}
.fc-btn-block {
  width: 100%;
}

/* Hero Section */
.fc-hero-section {
  background: linear-gradient(135deg, #0f172a 0%, #090d16 100%);
  color: #ffffff;
  padding: 50px 0 60px 0;
}
.fc-hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
}
@media (min-width: 992px) {
  .fc-hero-grid {
    grid-template-columns: 1.2fr 0.8fr;
    align-items: center;
  }
}
.fc-badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(13, 148, 136, 0.2);
  color: #2dd4bf;
  border: 1px solid rgba(13, 148, 136, 0.4);
  padding: 4px 12px;
  border-radius: 9999px;
  font-size: 11px;
  font-weight: 700;
  margin-bottom: 16px;
}
.fc-hero-title {
  font-size: 28px;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 14px;
}
@media (min-width: 640px) {
  .fc-hero-title {
    font-size: 38px;
  }
}
.fc-highlight {
  color: #2dd4bf;
}
.fc-hero-subtitle {
  font-size: 14px;
  color: #94a3b8;
  margin-bottom: 24px;
  line-height: 1.6;
}
.fc-stats-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
  margin-bottom: 24px;
}
@media (min-width: 640px) {
  .fc-stats-row {
    grid-template-columns: repeat(4, 1fr);
  }
}
.fc-stat-item {
  background: rgba(30, 41, 59, 0.6);
  border: 1px solid rgba(51, 65, 85, 0.8);
  padding: 10px 12px;
  border-radius: 12px;
}
.fc-stat-number {
  display: block;
  font-size: 18px;
  font-weight: 800;
  color: #ffffff;
}
.fc-stat-label {
  font-size: 10px;
  color: #94a3b8;
}
.fc-quick-tools-row {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}
.fc-tools-label {
  font-size: 11px;
  color: #64748b;
  text-transform: uppercase;
  font-weight: 700;
}
.fc-tool-pill {
  background: #1e293b;
  color: #2dd4bf;
  border: 1px solid #334155;
  padding: 4px 10px;
  border-radius: 8px;
  font-size: 11px;
  font-weight: 600;
  text-decoration: none;
}
.fc-tool-pill:hover {
  background: #334155;
  color: #ffffff;
}

/* Hero Form Card */
.fc-hero-card {
  background: #ffffff;
  color: #1e293b;
  padding: 24px;
  border-radius: 20px;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.4);
}
.fc-card-tag {
  display: inline-block;
  background: #fef3c7;
  color: #b45309;
  font-size: 10px;
  font-weight: 800;
  padding: 3px 8px;
  border-radius: 6px;
  text-transform: uppercase;
  margin-bottom: 6px;
}
.fc-card-title {
  font-size: 18px;
  font-weight: 800;
  margin: 0 0 4px 0;
}
.fc-card-desc {
  font-size: 11px;
  color: #64748b;
  margin: 0 0 16px 0;
}
.fc-form-group {
  margin-bottom: 14px;
}
.fc-label {
  display: block;
  font-size: 11px;
  font-weight: 700;
  color: #334155;
  margin-bottom: 4px;
}
.fc-select, .fc-input {
  width: 100%;
  padding: 10px 12px;
  font-size: 13px;
  border: 1px solid var(--fc-border);
  border-radius: 8px;
  outline: none;
  font-family: inherit;
}
.fc-amount-display {
  font-size: 20px;
  font-weight: 800;
  color: var(--fc-primary);
  margin-bottom: 6px;
}
.fc-slider {
  width: 100%;
  accent-color: var(--fc-primary);
}
.fc-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  color: #94a3b8;
}
.fc-privacy-note {
  font-size: 10px;
  color: #64748b;
  text-align: center;
  margin-top: 10px;
}

/* Sections */
.fc-section {
  padding: 60px 0;
}
.fc-bg-slate {
  background-color: var(--fc-slate-bg);
}
.fc-section-header {
  text-align: center;
  max-width: 650px;
  margin: 0 auto 40px auto;
}
.fc-subheading {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--fc-primary);
  display: block;
  margin-bottom: 4px;
}
.fc-heading {
  font-size: 26px;
  font-weight: 800;
  color: #0f172a;
  margin: 0 0 8px 0;
}
.fc-lead {
  font-size: 13px;
  color: var(--fc-text-muted);
  margin: 0;
}

/* Products Grid */
.fc-products-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 768px) {
  .fc-products-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (min-width: 1200px) {
  .fc-products-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}
.fc-product-card {
  background: #ffffff;
  border: 1px solid var(--fc-border);
  border-radius: 16px;
  padding: 20px;
  display: flex;
  flex-direction: column;
  position: relative;
  transition: transform 0.2s, box-shadow 0.2s;
}
.fc-product-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.06);
}
.fc-prod-badge {
  position: absolute;
  top: 14px;
  right: 14px;
  background: #ecfdf5;
  color: #047857;
  font-size: 9px;
  font-weight: 800;
  text-transform: uppercase;
  padding: 3px 8px;
  border-radius: 6px;
}
.fc-prod-icon {
  width: 44px;
  height: 44px;
  background: #f0fdfa;
  color: var(--fc-primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 12px;
}
.fc-prod-title {
  font-size: 16px;
  font-weight: 800;
  margin: 0 0 6px 0;
}
.fc-prod-rate {
  font-size: 12px;
  color: var(--fc-primary);
  margin-bottom: 10px;
}
.fc-prod-desc {
  font-size: 12px;
  color: var(--fc-text-muted);
  margin-bottom: 16px;
  flex-grow: 1;
}
.fc-prod-features {
  list-style: none;
  padding: 0;
  margin: 0 0 16px 0;
  font-size: 11px;
}
.fc-prod-features li {
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 6px;
  color: #334155;
}
.fc-prod-features li i {
  color: var(--fc-accent);
}
.fc-prod-actions {
  display: flex;
  gap: 8px;
  margin-top: auto;
}
.fc-prod-actions a {
  flex: 1;
  text-align: center;
}

/* Calculator Box */
.fc-calc-box {
  background: #ffffff;
  border: 1px solid var(--fc-border);
  border-radius: 20px;
  padding: 24px;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.03);
}
.fc-calc-tabs {
  display: flex;
  gap: 8px;
  border-bottom: 1px solid var(--fc-border);
  padding-bottom: 12px;
  margin-bottom: 24px;
  overflow-x: auto;
}
.fc-calc-tab {
  background: transparent;
  border: 1px solid var(--fc-border);
  padding: 8px 16px;
  border-radius: 10px;
  font-size: 12px;
  font-weight: 700;
  color: #64748b;
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 6px;
}
.fc-calc-tab.active {
  background: var(--fc-primary);
  color: #ffffff;
  border-color: var(--fc-primary);
}
.fc-calc-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
}
@media (min-width: 992px) {
  .fc-calc-grid {
    grid-template-columns: 1.2fr 0.8fr;
  }
}
.fc-ctrl-group {
  margin-bottom: 16px;
}
.fc-ctrl-header {
  display: flex;
  justify-content: space-between;
  margin-bottom: 6px;
  font-size: 12px;
  font-weight: 700;
}
.fc-val-tag {
  color: var(--fc-primary);
}
.fc-calc-summary {
  background: #0f172a;
  color: #ffffff;
  border-radius: 16px;
  padding: 24px;
}
.fc-summary-label {
  font-size: 11px;
  text-transform: uppercase;
  color: #94a3b8;
  font-weight: 700;
  display: block;
}
.fc-monthly-emi {
  font-size: 32px;
  font-weight: 800;
  color: #2dd4bf;
  margin: 6px 0 16px 0;
}
.fc-breakdown-row {
  display: flex;
  justify-content: space-between;
  padding: 8px 0;
  border-bottom: 1px solid #1e293b;
  font-size: 12px;
}
.fc-total-row {
  font-weight: 800;
  border-bottom: none;
}

/* Schemes & Kits */
.fc-schemes-grid, .fc-kits-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
@media (min-width: 768px) {
  .fc-schemes-grid, .fc-kits-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}
.fc-scheme-card, .fc-kit-card {
  background: #ffffff;
  border: 1px solid var(--fc-border);
  border-radius: 16px;
  padding: 20px;
}
.fc-scheme-tag {
  background: #eff6ff;
  color: #1d4ed8;
  font-size: 10px;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 6px;
  display: inline-block;
  margin-bottom: 8px;
}
.fc-scheme-detail {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  font-weight: 700;
  color: #334155;
  background: #f8fafc;
  padding: 8px 12px;
  border-radius: 8px;
  margin-top: 12px;
}
.fc-kit-icon {
  width: 44px;
  height: 44px;
  background: #f0fdfa;
  color: var(--fc-primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 12px;
}
.fc-btn-kit {
  width: 100%;
  background: #0f172a;
  color: #ffffff;
  border: none;
  padding: 10px;
  border-radius: 8px;
  font-size: 12px;
  font-weight: 700;
  cursor: pointer;
  margin-top: 14px;
}
.fc-btn-kit:hover {
  background: var(--fc-primary);
}

/* Accordion */
.fc-faq-container {
  max-width: 760px;
  margin: 0 auto;
}
.fc-faq-item {
  border: 1px solid var(--fc-border);
  border-radius: 12px;
  margin-bottom: 10px;
  overflow: hidden;
}
.fc-faq-q {
  width: 100%;
  background: #ffffff;
  border: none;
  padding: 14px 18px;
  text-align: left;
  font-size: 13px;
  font-weight: 700;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
}
.fc-faq-a {
  padding: 0 18px 14px 18px;
  font-size: 12px;
  color: var(--fc-text-muted);
  display: none;
  line-height: 1.6;
}

/* Footer */
.site-footer {
  background: #020617;
  color: #cbd5e1;
  padding: 40px 0 20px 0;
}
.fc-partner-section {
  border-bottom: 1px solid #1e293b;
  padding-bottom: 24px;
  margin-bottom: 36px;
  text-align: center;
}
.fc-partner-title {
  font-size: 11px;
  text-transform: uppercase;
  color: #94a3b8;
  font-weight: 700;
  letter-spacing: 1px;
  margin-bottom: 16px;
}
.fc-banks-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
}
.fc-bank-tag {
  background: #0f172a;
  border: 1px solid #1e293b;
  padding: 6px 14px;
  border-radius: 8px;
  font-size: 12px;
  font-weight: 700;
  color: #e2e8f0;
}
.fc-footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 30px;
  margin-bottom: 36px;
}
@media (min-width: 768px) {
  .fc-footer-grid {
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
  }
}
.fc-footer-heading {
  font-size: 16px;
  font-weight: 800;
  color: #ffffff;
  margin: 10px 0 6px 0;
}
.fc-footer-desc {
  font-size: 12px;
  color: #94a3b8;
  line-height: 1.5;
}
.fc-zero-fee-box {
  background: rgba(15, 23, 42, 0.8);
  border: 1px solid #334155;
  padding: 12px;
  border-radius: 10px;
  font-size: 11px;
  color: #cbd5e1;
  display: flex;
  gap: 8px;
  margin-top: 14px;
}
.fc-col-title {
  font-size: 13px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 12px;
}
.fc-footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
  font-size: 12px;
}
.fc-footer-links li {
  margin-bottom: 8px;
}
.fc-footer-links a {
  color: #94a3b8;
  text-decoration: none;
}
.fc-footer-links a:hover {
  color: #2dd4bf;
}
.fc-contact-item {
  font-size: 12px;
  color: #94a3b8;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.fc-disclaimer-box {
  border-top: 1px solid #1e293b;
  padding-top: 20px;
  font-size: 10px;
  color: #64748b;
  line-height: 1.6;
}

/* Floating Bottom Bar (Mobile) */
.fc-floating-bar {
  display: flex;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: #0f172a;
  border-top: 1px solid #334155;
  z-index: 40;
}
@media (min-width: 992px) {
  .fc-floating-bar {
    display: none;
  }
}
.fc-float-btn {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 8px 4px;
  color: #94a3b8;
  text-decoration: none;
  font-size: 10px;
  font-weight: 700;
  gap: 2px;
}
.fc-float-btn i {
  font-size: 16px;
}
.fc-float-wa {
  color: #34d399 !important;
}
.fc-float-apply {
  background: var(--fc-primary);
  color: #ffffff !important;
}

/* Modals */
.fc-modal {
  position: fixed;
  inset: 0;
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 16px;
}
.fc-modal-overlay {
  position: absolute;
  inset: 0;
  background: rgba(15, 23, 42, 0.7);
  backdrop-filter: blur(2px);
}
.fc-modal-card {
  position: relative;
  background: #ffffff;
  width: 100%;
  max-width: 440px;
  border-radius: 16px;
  padding: 24px;
  box-shadow: 0 20px 40px rgba(0,0,0,0.3);
  z-index: 101;
}
.fc-modal-close {
  position: absolute;
  top: 12px;
  right: 14px;
  background: none;
  border: none;
  font-size: 24px;
  color: #94a3b8;
  cursor: pointer;
}
.fc-modal-header {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
}